10 Top Tips for Playing Baccarat

Ever wondered how to consistently win at baccarat? While there isn’t a 100% tried-and-true method that will always work, understanding a wide variety of strategies and play styles can help you to maximize your baccarat game.

Ready to boost your baccarat skills with some top baccarat tips? Let’s dive into the first key strategy: why betting on the banker is statistically your best bet.

🔑 Key Takeaways

  • Learn why betting on the banker can boost your baccarat success.
  • Discover which common bet you should always avoid!
  • Find out the secrets of effective bankroll management from top financial experts.
  • Uncover the importance of practicing with free games to master your baccarat skills.

Tip 1: Bet on the Banker

When it comes to baccarat tips to win, betting on the banker is statistically the best baccarat winning strategy due to its lower house edge compared to other bets.

The banker bet has a house edge of about 1.06%, which is significantly lower than the player bet at 1.24%. This slight advantage can make a big difference over many hands.

A Reddit baccarat player in r/baccarat sums it up pretty well:

Banker wins 50.7%. Player wins 49.3%. So Banker does win more often. That is why the casino taxes Banker wins slightly with 5% commission or 50% payout or Banker pushes depending upon the version you are betting.

From Reddit

Tip 2: Avoid the Tie Bet

The house edge for a tie bet can be as high as 14.4%, which means the likelihood of winning is much lower compared to betting on the player or banker. Tie bets can pay, but they are the riskiest bet.

Following tips for playing baccarat in r/baccarat:

You may be profitable short term, but statistically, you will not be profitable long term. The odds of a tie are 9.6%, but your return is 8-1, making a 14.36% house edge.

From Reddit

Tip 3: Manage Your Bankroll Wisely

Setting a budget before you start playing helps you control your spending and stay within your limits, making sure you control your losses before you even play.

For proper bankroll management, financial experts and successful gamblers recommend allocating a specific amount of money for each session and sticking to it. 

Recalculate your unit size consistently. Size definitely matters when it comes to bankroll.

Teddy Covers, sports betting and gambling financial expert

Tip 4: Understand the Rules

Fully understanding the rules of baccarat is essential before you start playing. Knowing how the game works, including the card values, the drawing rules, and the different types of bets, can significantly improve your gameplay.

Recapping MGM’s “How to Play Baccarat and Win” rules and tips for baccarat games:

  1. Understand the Basics:
    • Baccarat is played between two hands: the Player and the Banker.
    • The goal is to bet on which hand will have a total closest to 9.
  2. Place Your Bets:
    • You can bet on the Player, the Banker, or a Tie.
    • Betting on the Banker is statistically the best bet due to the lower house edge.
  3. Card Values:
    • Aces are worth 1 point.
    • Cards 2-9 are worth their face value.
    • 10s, Jacks, Queens, and Kings are worth 0 points.
  4. Dealing the Cards:
    • The Player and the Banker each receive two cards.
    • If either hand has a total of 8 or 9 (a natural), no more cards are dealt.
  5. Drawing a Third Card:
    • If neither hand has a natural, additional cards may be drawn according to specific rules:
    • The Player draws if their total is 0-5 and stands on 6-7.
    • The Banker draws based on the Player’s third card and their total.
  6. Calculate the Total:
    • Add the values of the cards.
    • Only the last digit of the total counts (e.g., 15 becomes 5).
  7. Determine the Winner:
    • The hand closest to 9 wins.
    • Winning bets on the Player pay 1:1.
    • Winning bets on the Banker pay 1:1 minus a 5% commission.
    • Winning bets on a Tie pay 8:1 or 9:1, depending on the casino.
  8. Collect Your Winnings:
    • Winners are paid according to the betting odds.
    • Bets are then reset for the next round.

Tip 5: Use a Betting System

Using a betting system can help structure your bets and potentially improve your chances in baccarat. 

Popular baccarat strategies include:

  • Martingale System: Double your bet after each loss to recover losses and make a profit.
  • Fibonacci System: Increase bets following the Fibonacci sequence after a loss.
  • Paroli System: Increase your bet after a win to capitalize on winning streaks.
  • Baccarat Card Counting: Or the ultimate technique! Check our detailed guide for more information.

A user on Reddit under r/baccarat has great feedback in terms of using betting systems while playing:

The difficult part with this is…if you are testing all on the same shoe some will work and some won’t. There’s a shoe out there that will destroy every system.


The best thing is to learn many systems and do your best to apply them when an appropriate shoe comes along.

Tip 6: Take Advantage of Bonuses and Promotions

Beyond the baccarat tips and tricks here, online casinos also give out great online casino bonuses like welcome bonuses for new players. These promotions generally take the form of match bonuses that can increase your initial funds, giving great wiggle room in your baccarat bankroll.

Just remember, reliable online casinos offer clear terms and conditions. Never sign up for a bonus if you don’t understand the terms!

Tip 7: Play at Reputable Casinos

The most popular US online casinos adhere to strict regulations and provide transparency in their operations, which protects players from fraud and unfair practices. This is just as important as baccarat tips cheats. If you can’t trust the platform, you can’t play!

Always look for the HTTPS security seal in the casino’s URL and any licenses the casino has. They are usually prominently displayed. If not, check with the casino’s customer support team.

Tip 8: Practice with Free Games

Another of our casino baccarat winning tips is to practice, practice, practice! Free baccarat games allow you to familiarize yourself with the rules, strategies, and pacing of the game, all without putting up a dime of your bankroll.

Many online casino platforms offer free versions of baccarat, providing a risk-free environment for learning and improving through “demo mode” or “free play”. 

Tip 9: Stay Calm and Play Smart

In the high-stakes world of baccarat, it’s crucial to stay calm and avoid emotional betting. Emotional decisions often lead to impulsive bets, which can quickly deplete your bankroll and leave you high and dry. Instead, focus on making smart, strategic decisions based on the game dynamics.

Hector Colon-Rivera M.D., CMRO, speaking about problem gambling on Psychiatry.org, says:

A person can still have a gambling disorder, even if they have plenty of money left in their bank accounts. The core of gambling disorder is about harmful consequences caused by ongoing gambling.

Hector Colon-Rivera M.D., CMRO

Tip 10: Know When to Quit

One of the most important skills in baccarat is knowing when to quit. Whether you’re on a winning streak or facing losses, setting limits and adhering to them is essential. Once you’ve hit your budget, you’re done!

Continuing Hector Colon-Rivera M.D., CMRO’s FAQ session on Psychiatry.org:

There are many other signs and symptoms of gambling disorder, including broken interpersonal relationships, loss of time and productivity, personal distress, and medical consequences of gambling (sleep deprivation, obesity, poor self-care).

The total amount of money lost is not nearly as important to understand as the total impact of gambling on a person’s lifestyle and environment.

So, Will You Apply These Baccarat Tips Tonight?

These strategic tips can boost your chances of winning at online baccarat. By betting on the banker, steering clear of the tie bet, and managing your bankroll wisely, you can play smarter and enjoy the game more.

Next time you sit down to play, try incorporating these tips into your routine. Set a clear budget, practice with free games to sharpen your skills, and make sure to choose reputable casinos.

Interested in finding the best baccarat casinos for your next gaming session? Check out our recommendation to find a reliable platform.